Terms & Conditions
The following terms and conditions (the “Terms of Use”) govern your use of the services offered through Seniorshopper.com (collectively, the “Site”). By accessing using this Site, including but not limited to, clicking on or otherwise interacting with the offers featured on our Site or Newsletter, by calling our toll-free number, initiating a request for us to contact you by telephone, or through any other means we might make available, you are consenting and agreeing to these Terms of Use. If you do not agree to these Terms of Use, you should exit the Site immediately and not use the Site in the future. The terms “we,” “us,” or “Senior Savings” refer to Seniorshopper.com and its subsidiaries and affiliates. Also, you are automatically a member of senior shopper when you click "I agree" anywhere on the website. You agree to our terms and conditions and agree to be contacted by SMS messaging, email, phone calls, and push notification.
BY USING THIS SITE YOU REPRESENT THAT YOU ARE AT LEAST 18 YEARS OLD AND THAT YOU ARE LEGALLY ABLE TO ENTER INTO THIS AGREEMENT
By clicking 'I agree' on https://www.seniorshopper.com/ I give my revocable consent to receive marketing information, including my [Medicare/Final Expense Insurance/Auto Insurance] quote via automated telephone dialing system, artificial voice messages and/or pre-recorded calls, text messages/picture, text messages, and/or emails from Senior Shopper, LLC and the representatives of one or more of its insurance carriers, marketing partners, and affiliates (“Marketing Partners”) at the phone number provided above even if I’m on a Do Not Call Registry and I’m under no obligation to purchase products/services.
Seniorshopper.com and the representatives of its insured carriers, marketing partners, and affiliates ("Marketing Partners") are not connected or affiliated with the Federal Medicare program or any other US government agency.
I understand that my consent is not required as a condition of purchasing property/services.
Our Service
Seniorshopper.com provides you the opportunity to sign up for various offers from our network of advertisers, brokers, and other service providers to be 1) sent to you in our Newsletter via the email address you provide and/or 2) featured on our site. We are not a financial service provider, and hence, we do not issue service contracts or fulfill product offerings ourselves, nor do we endorse or recommend any company or specific type of financial service. While we may advertise such services, we do not provide tax or financial advice nor make any assurances or guarantees of any kind with regard to the offers featured on our Site or in our Newsletters. We do not guarantee that any of the advertisers, brokers and/or companies that are featured on our Site will contact you or agree to provide their service to you. We are not responsible in any way, and disclaim all liability for the conduct of the advertisers, brokers, representatives and companies featured on our Site. The services provided by any service provider will be subject the terms and conditions under which it offered, and we have no control over such terms and conditions.
Accessing our Site
You may only use the Site if you live in the United States and are at least 18 years old. We reserve the right, for any reason, in our sole discretion, to terminate, change, suspend or discontinue any aspect of the Site or our Newsletter. Each user is solely responsible and liable for his or her transmissions through this Site. Senior Savings does not charge users for use of the Site.
Prohibited Uses
You agree that you may not use the site or Newsletters: 1. In any manner that is prohibited by law or regulation, or to facilitate a violation of any law or regulation; 2. To violate, plagiarize, or infringe on the intellectual property, contractual or privacy rights of any person in connection with any use of the Site; 3. To transmit unlawful, fraudulent, offensive, obscene, pornographic, abusive, threatening, discriminatory or otherwise obscene material, or to encourage conduct that would give rise to civil liability.
You agree that you will not impersonate Seniorshopper.com personnel or other persons or entities or use any electronic mail message, device, software or programming routine that may impair or interfere with the operation of this Site.
You agree that Seniorshopper.com and its employees may have access to your email address and records as reasonably necessary to investigate complaints and maintain the Site in general.
User Data; Consent to Contact
In the course of your use of the Site, you may be asked to provide information or materials to us (“User Data”). User Data includes, for example, your email address or other information you submit to us via your application to receive promotional offers. Our information collection and use practices with respect to User Data are set forth in our Privacy Policy which is incorporated herein by reference. Please read our Privacy Policy before submitting any User Data. You acknowledge and agree that you are solely responsible for the accuracy and content of the User Data. We cannot be responsible for maintaining any User Data that you provide to us, and we may delete or destroy any such User Data at any time. We reserve the right to refuse to post or to remove any User Data, in whole or in part, that, in our sole discretion, is unlawful, unacceptable, undesirable, inappropriate or in violation of these Terms of Use. In addition, we reserve the right to disclose User Data to third parties for purposes as intended by this Site, and to government authorities as requested and required.
By providing your contact information to us through the Site, you are consenting to receive communications from us directly, on our website or through a third party. We may periodically send you newsletters and other e-mails with offers and promotions. We may also contact you by telephone using an automated dialing system along with a pre-recorded message or interactive voice response system. If you no longer wish to receive these communications, please let us know by sending an email to Seniorshopper.com Customer Care at [email protected]. You may also opt-out by clicking on the unsubscribe link in our newsletter and emails.
In addition, by interacting with offers through the Site, you consent to be contacted by the service providers in our network via email or telephone. Once your information is submitted to these service providers, any request to opt-out or unsubscribe from their communications must be made directly through such service providers.
Exclusive Ownership of Rights
The Site, Newsletters and any necessary software used in connection with the Site contain proprietary and confidential information that is protected by intellectual property laws in all applicable jurisdictions. You acknowledge and agree that information and materials presented through the Site or Newsletter are protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly permitted by applicable law or as authorized by us, you agree not to modify, sell, distribute, transmit, broadcast, publicly perform or create derivative works based on the Site or Newsletter, in whole or in part. Any commercial use of this Site, Newsletter, or any extension or portion thereof, is strictly prohibited.
Seniorshopper.com grants you a personal, non-transferable and non-exclusive right and license to use the Site on a computer or other Internet device; provided that you do not (and do not allow any third party to) copy, reproduce, distribute, reverse engineer or otherwise exploit any content, code, data or materials on the Site or Newsletter. You agree not to modify the Site in any manner or form, nor to use modified versions of the Site or Newsletter for any purpose. We do not grant any license or other authorization to any user to use our trade names, trademarks, service marks or other marks or logos or those of our partners without our separate express written agreement. Third party marks are the property of their respective owners.
Any questions, comments, suggestions, or materials submitted to us through the Site will become our sole property. We will own all rights in such materials, and have the unrestricted right to use, publish and otherwise disseminate such information for any purpose, without attribution or compensation.
DISCLAIMER OF WARRANTIES
The information and services on this Site are provided “as is” and use of this Site is at your sole risk. Seniorshopper.com makes no representations or warranties that the Site will be suitable for your needs, is complete, timely, reliable, or free from errors, inaccuracies or typographical mistakes. Seniorshopper.com disclaims ALL REPRESENTATIONS, WARRANTIES AND GUARANTEES OF ANY KIND, EXPRESSED OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY OR FITNESS FOR PARTICULAR PURPOSE.
LIMITATION OF LIABILITY
IN NO EVENT SHALL SENIORSHOPPER.COM OR ANY OF OUR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS (COLLECTIVELY, THE “PROTECTED ENTITIES”) BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR INDIRECTLY RELATED TO, THE USE OF, OR THE INABILITY TO USE, THE SITE AND THE SERVICES OFFERED HEREBY, OR THE CONTENT, MATERIALS AND FUNCTIONS RELATED THERETO, INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, OR OTHERWISE) EXCEED FIVE DOLLARS ($5.00). THE ABOVE LIMITATION MAY NOT APPLY IN ALL JURISIDICTIONS OR TO ALL USERS. IF YOU ARE NOT IN AGREEMENT WITH THE FOREGOING, YOUR SOLE REMEDY IS TO TERMINATE THIS AGREEMENT AND DISCONTINUE USE OF THE SITE.
Links from our Site
Seniorshopper.com provides links to other sites for informational purposes only. We have no responsibility for the accuracy or availability of information provided by other sites to which you may link from the Site. The availability of these links does not constitute an endorsement of, or association with, such sites or the content, products, advertising or other materials presented on such sites. You acknowledge and agree that we are not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any content, goods or services available on such sites or featured in our newsletters.
Updates
These Terms of Use are subject to change from time to time and at any time, and such changes will be effective upon posting to the Site. Use of the Site following any modifications to the Terms of Use signifies your acceptance of such modifications.
Applicable Laws
The Site and these Terms of Use are governed by the laws of the State of Florida without giving effect to any principles of conflict of laws. If any provision of these Terms of Use shall be held to be invalid, illegal or unenforceable, the remaining provisions shall not in any way be affected or impaired. By using this Site, you hereby submit to the jurisdiction of and agree that all claims and disputes arising out of your use of this Site or all other disputes arising out of services provided by Seniorshopper.com, Affiliates and all Entities who may purchase such User Data, shall be submitted to and resolved by binding arbitration in Palm Beach County, Florida pursuant to the rules of the American Arbitration Association, and shall not be consolidated in any arbitration with any claim or controversy of any other party. Judgment on the arbitration award may be entered in any court having jurisdiction thereof. Either you or Seniorshopper.com may seek any interim or preliminary relief from a court of competent jurisdiction necessary to protect the rights or property of you or Seniorshopper.com pending the completion of arbitration. Persons who choose to access this Site from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable. Regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Site or the Terms of Use must be filed within one (1) year after such claim or cause of action arose or be forever barred.
Class Action Waiver
The following terms and conditions (the “Terms of Use”) govern your use of the services offered through Seniorshopper.com (collectively, the “Site”). By accessing using this Site, including but not limited to, clicking on or otherwise interacting with the offers featured on our Site or Newsletter, by calling our toll-free number, initiating a request for us to contact you by telephone, or through any other means we might make available, you are consenting and agreeing to these Terms of Use. If you do not agree to these Terms of Use, you should exit the Site immediately and not use the Site in the future. The terms “we,” “us,” or “Senior Savings” refer to Seniorshopper.com and its subsidiaries and affiliates.
BY USING THIS SITE YOU REPRESENT THAT YOU ARE AT LEAST 18 YEARS OLD AND THAT YOU ARE LEGALLY ABLE TO ENTER INTO THIS AGREEMENT
Our Service
Seniorshopper.com provides you the opportunity to sign up for various offers from our network of advertisers, brokers, and other service providers to be 1) sent to you in our Newsletter via the email address you provide and/or 2) featured on our site. We are not a financial service provider, and hence, we do not issue service contracts or fulfill product offerings ourselves, nor do we endorse or recommend any company or specific type of financial service. While we may advertise such services, we do not provide tax or financial advice nor make any assurances or guarantees of any kind with regard to the offers featured on our Site or in our Newsletters. We do not guarantee that any of the advertisers, brokers and/or companies that are featured on our Site will contact you or agree to provide their service to you. We are not responsible in any way, and disclaim all liability for the conduct of the advertisers, brokers, representatives and companies featured on our Site. The services provided by any service provider will be subject the terms and conditions under which it offered, and we have no control over such terms and conditions.
Accessing our Site
You may only use the Site if you live in the United States and are at least 18 years old. We reserve the right, for any reason, in our sole discretion, to terminate, change, suspend or discontinue any aspect of the Site or our Newsletter. Each user is solely responsible and liable for his or her transmissions through this Site. Senior Savings does not charge users for use of the Site.
Prohibited Uses
You agree that you may not use the site or Newsletters: 1. In any manner that is prohibited by law or regulation, or to facilitate a violation of any law or regulation; 2. To violate, plagiarize, or infringe on the intellectual property, contractual or privacy rights of any person in connection with any use of the Site; 3. To transmit unlawful, fraudulent, offensive, obscene, pornographic, abusive, threatening, discriminatory or otherwise obscene material, or to encourage conduct that would give rise to civil liability.
You agree that you will not impersonate Seniorshopper.com personnel or other persons or entities or use any electronic mail message, device, software or programming routine that may impair or interfere with the operation of this Site.
You agree that Seniorshopper.com and its employees may have access to your email address and records as reasonably necessary to investigate complaints and maintain the Site in general.
User Data; Consent to Contact
In the course of your use of the Site, you may be asked to provide information or materials to us (“User Data”). User Data includes, for example, your email address or other information you submit to us via your application to receive promotional offers. Our information collection and use practices with respect to User Data are set forth in our Privacy Policy which is incorporated herein by reference. Please read our Privacy Policy before submitting any User Data. You acknowledge and agree that you are solely responsible for the accuracy and content of the User Data. We cannot be responsible for maintaining any User Data that you provide to us, and we may delete or destroy any such User Data at any time. We reserve the right to refuse to post or to remove any User Data, in whole or in part, that, in our sole discretion, is unlawful, unacceptable, undesirable, inappropriate or in violation of these Terms of Use. In addition, we reserve the right to disclose User Data to third parties for purposes as intended by this Site, and to government authorities as requested and required.
By providing your contact information to us through the Site, you are consenting to receive communications from us directly, on our website or through a third party. We may periodically send you newsletters and other e-mails with offers and promotions. We may also contact you by telephone using an automated dialing system along with a pre-recorded message or interactive voice response system. If you no longer wish to receive these communications, please let us know by sending an email to Seniorshopper.com Customer Care at [email protected]. You may also opt-out by clicking on the unsubscribe link in our newsletter and emails.
In addition, by interacting with offers through the Site, you consent to be contacted by the service providers in our network via email or telephone. Once your information is submitted to these service providers, any request to opt-out or unsubscribe from their communications must be made directly through such service providers.
Exclusive Ownership of Rights
The Site, Newsletters and any necessary software used in connection with the Site contain proprietary and confidential information that is protected by intellectual property laws in all applicable jurisdictions. You acknowledge and agree that information and materials presented through the Site or Newsletter are protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly permitted by applicable law or as authorized by us, you agree not to modify, sell, distribute, transmit, broadcast, publicly perform or create derivative works based on the Site or Newsletter, in whole or in part. Any commercial use of this Site, Newsletter, or any extension or portion thereof, is strictly prohibited.
Seniorshopper.com grants you a personal, non-transferable and non-exclusive right and license to use the Site on a computer or other Internet device; provided that you do not (and do not allow any third party to) copy, reproduce, distribute, reverse engineer or otherwise exploit any content, code, data or materials on the Site or Newsletter. You agree not to modify the Site in any manner or form, nor to use modified versions of the Site or Newsletter for any purpose. We do not grant any license or other authorization to any user to use our trade names, trademarks, service marks or other marks or logos or those of our partners without our separate express written agreement. Third party marks are the property of their respective owners.
Any questions, comments, suggestions, or materials submitted to us through the Site will become our sole property. We will own all rights in such materials, and have the unrestricted right to use, publish and otherwise disseminate such information for any purpose, without attribution or compensation.
DISCLAIMER OF WARRANTIES
The information and services on this Site are provided “as is” and use of this Site is at your sole risk. Seniorshopper.com makes no representations or warranties that the Site will be suitable for your needs, is complete, timely, reliable, or free from errors, inaccuracies or typographical mistakes. Seniorshopper.com disclaims ALL REPRESENTATIONS, WARRANTIES AND GUARANTEES OF ANY KIND, EXPRESSED OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTIBILITY OR FITNESS FOR PARTICULAR PURPOSE.
LIMITATION OF LIABILITY
IN NO EVENT SHALL SENIORSHOPPER.COM OR ANY OF OUR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS (COLLECTIVELY, THE “PROTECTED ENTITIES”) BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR INDIRECTLY RELATED TO, THE USE OF, OR THE INABILITY TO USE, THE SITE AND THE SERVICES OFFERED HEREBY, OR THE CONTENT, MATERIALS AND FUNCTIONS RELATED THERETO, INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, OR OTHERWISE) EXCEED FIVE DOLLARS ($5.00). THE ABOVE LIMITATION MAY NOT APPLY IN ALL JURISIDICTIONS OR TO ALL USERS. IF YOU ARE NOT IN AGREEMENT WITH THE FOREGOING, YOUR SOLE REMEDY IS TO TERMINATE THIS AGREEMENT AND DISCONTINUE USE OF THE SITE.
Links from our Site
Seniorshopper.com provides links to other sites for informational purposes only. We have no responsibility for the accuracy or availability of information provided by other sites to which you may link from the Site. The availability of these links does not constitute an endorsement of, or association with, such sites or the content, products, advertising or other materials presented on such sites. You acknowledge and agree that we are not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any content, goods or services available on such sites or featured in our newsletters.
Updates
These Terms of Use are subject to change from time to time and at any time, and such changes will be effective upon posting to the Site. Use of the Site following any modifications to the Terms of Use signifies your acceptance of such modifications.
Applicable Laws
The Site and these Terms of Use are governed by the laws of the State of Florida without giving effect to any principles of conflict of laws. If any provision of these Terms of Use shall be held to be invalid, illegal or unenforceable, the remaining provisions shall not in any way be affected or impaired. By using this Site, you hereby submit to the jurisdiction of and agree that all claims and disputes arising out of your use of this Site or all other disputes arising out of services provided by Seniorshopper.com, Affiliates and all Entities who may purchase such User Data, shall be submitted to and resolved by binding arbitration in Palm Beach County, Florida pursuant to the rules of the American Arbitration Association, and shall not be consolidated in any arbitration with any claim or controversy of any other party. Judgment on the arbitration award may be entered in any court having jurisdiction thereof. Either you or Seniorshopper.com may seek any interim or preliminary relief from a court of competent jurisdiction necessary to protect the rights or property of you or Seniorshopper.com pending the completion of arbitration. Persons who choose to access this Site from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable. Regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Site or the Terms of Use must be filed within one (1) year after such claim or cause of action arose or be forever barred.
Class Action Waiver
You hereby agree to refrain from and waive all rights to participate in a class action, a class-wide arbitration, claims brought in a representative capacity, or consolidated claims involving another person’s User Data. Upon the date of submission of your User Data, you shall have thirty (30) days to opt-out of this arbitration agreement. After thirty (30) days these terms of this Section hereby become final and binding.
You hereby agree to refrain from and waive all rights to participate in a class action, a class-wide arbitration, claims brought in a representative capacity, or consolidated claims involving another person’s User Data. Upon the date of submission of your User Data, you shall have thirty (30) days to opt-out of this arbitration agreement. After thirty (30) days these terms of this Section hereby become final and binding.
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Privacy Policy
At SeniorShopper.com, privacy is a top priority, and we are committed to protecting the personal information of our customers. This Privacy Policy provides details on how we treat any personal information you may submit to us. This Privacy Policy applies to this website, SeniorShopper.com (the “Site”), which is made available by Senior Savings (“we“ or “us”). Please note that this Privacy Policy applies only to information collected through the Site and not to websites maintained by other companies or organizations to which we link. If you do not agree with this Policy, you should exit the Site immediately and not use the Site in the future.
Information We Collect and Use
We will collect and use personal information about you to respond to your request for products and services offered through the Site. Specifically, we collect information provided by you in connection with your interaction with featured offers and the corresponding advertised products and services. For example, you may be asked to provide your full name, address, telephone number, email, and other information when interacting with featured offers.
We also collect non-submitted and demographic information. Non-Submitted information may include your IP address, time of action, browser type and/or operating system. Demographic information is all other information such as gender, zip code, or any information that is not tied to your personal information. In addition, we might receive information about you from other online or offline sources and may add that information to your existing account.
In accordance with the Federal Children’s Online Privacy Protection Act of 1998 (COPPA), we will never knowingly accept or solicit personally identifiable information from a user known to be under the age of thirteen (13). In addition, in attempt to ensure compliance with COPPA, as stated above, you must be eighteen (18) years of age in order to use or interact with our Site. If you have any concerns about these policies, please refer to our Terms of Use for information on how to notify us.
Information Sharing and Disclosure
We share personal information about you under the following circumstances:
Promotional Offers. If you submit your email address to our Site for promotional emails and newsletters featuring product or service offerings, we will share the personal information contained in your request with third parties, which include advertisers, promotional partners, lead aggregators, and other service providers (“Service Providers”) in our network to process and fulfill your request for service offerings. In some circumstances, we may obtain additional information about you and/or share that information with Service Providers in our network.
All Service Providers in our network have entered into agreements with us which require them to secure any personal information provided through the Site and limit how they can use such information. These Service Providers are also required to comply with federal and state privacy regulations. By submitting your request to us, you understand that Service Providers may contact you by telephone (including through automated calling or on a recorded line), SMA/TEXT messages, email, or regular mail based on the information you provided to us in order to process and fulfill your request, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of SeniorShopper.com or one of these Service Providers. If one of the Service Providers contacts you and you wish not to be contacted again by that Service Provider with respect to your inquiry, then you should specifically make a request to that Service Provider. Please note that the Service Providers may maintain the information you provided whether or not you elect to use their services.
You hereby consent and agree to receive text messages, automated telephone calls or prerecorded
messages from you and your service providers. By checking the box, I expressly consent to reoccurring contact from you or the service providers at the telephone number I have provided, which I represent to be my telephone number regarding products or services by a live, automated or prerecorded telephone call or text message even if the number is on the do not call list. I understand that my telephone company may impose charges on me for these contacts and I am not required to enter into this agreement as a condition of purchasing any goods and services. I understand that I may revoke this consent at any time by contacting you at telephone number 561-237-9841, in writing by correspondence addressed to Senior Shopper, 1080 Holland Dr, Suite, Boca Raton, Florida 33487, or by email to the following email address
[email protected]
Aggregate, Non-Personal, or De-identified Information. We may share aggregated information (i.e., information about you and other users collectively, but not specifically identifiable to you) and other non-personal, de-identified, or anonymous information we collect with third parties, including our affiliates, to develop and deliver targeted advertising on our Site and on the websites of third parties and our affiliates.
As Required by Law. We may be required to share your personal information with law enforcement or government agencies in response to subpoenas, court orders, federal/state audits or similar circumstances whenever we believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms of Use, or as otherwise required by law.
Business Transfer. As with any other business, it is possible that we could in the future enter into a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale. If such a transaction occurs, the successor company would have access to the information maintained by us, including your personal information, but would continue to be bound by this Privacy Policy unless you consent otherwise as provided herein.
Information Collection Technologies
To better serve our users and Service Providers and increase the response time of the Site, we use various technologies to collect information about our users, such as:
Cookies. Cookies are small bits of code, usually stored on a user’s computer hard drive, which enable a Website to “personalize” itself for each user. We generally use cookies to reduce the time it takes for pages to load on your computer and to assist with customer tracking. Customer tracking (or “click-stream”) data collected by us is used to optimize your experience by learning whether or not you successfully used the Site. Additionally, we may capture click-stream data on some of our partner’s websites, limited to the activity involved with the completion of offers listed on our website. This information is used to monitor the performance of our partners. We also may use cookies to deliver targeted advertising (or allow third parties to deliver targeted advertising) on our website and the websites of our affiliates and third parties.
Log Files. We also keep track of Internet Protocol (IP) addresses. An IP Address is a number that is used by computers on the network to identify your computer every time you log on to the Internet.
Updates
Clear Gifs. We employ a software technology called clear gifs (a.k.a. Web Beacons) that help us better manage content on our site and in our HTML emails by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movement of Web users. Clear gifs are not tied to users’ personally identifiable information. This allows us to gauge the effectiveness of certain communications and the effectiveness of our marketing campaigns.
Emails
By providing your contact information to us through the Site, you are registering to receive communications from us directly, on our website or through a third party. We will periodically send you newsletters and other e-mails with offers and promotions. If you no longer wish to receive these communications, please let us know by sending an email to SeniorShopper.com Customer Care at
[email protected]. You may also opt-out by clicking on the unsubscribe link in our emails.
Confidentiality and Security
The security of your personal information is very important, and we take a number of steps to safeguard it. For example, we limit access to personal information to those employees or agents who assist us in providing requested products and services to you and maintain physical, electronic, and procedural safeguards that comply with or exceed federal standards to guard personal information about you.
Third-Party Links
This Privacy Policy applies to all information that you provide on the Site. However, when you visit websites to which SeniorShopper.com links, keep in mind you will be interacting with a third party that operates under its own privacy and security policy. If you choose to obtain certain services through a third party site, the data collected by the third party is governed by that third party’s privacy policy. A third party site will also have its own policy regarding the use of cookies and clear gifs. We encourage you to review the privacy policies of any other service provider from whom you request services.
A Special Note about Children’s Privacy
You must be at least 18 years old to use this website. We do not knowingly collect, use or disclose personal information about visitors under 18 years of age. If you are under 18 years of age, you can use the services offered on our website only in conjunction with your parents or guardians. Please see our Terms of Use for more information.
Updating, Obtaining or Removing Your Information Upon request via email or mail, we will provide you a summary of personal information retained by us. We will only send your personal records to your email address or postal address that we have on file for you. To modify, correct, change, update or remove your personal record from our database, please send your request via email to [email protected].
Special Notice to California Residents
We will not share any personal information about you with other companies to the extent prohibited by applicable California law or to the extent your prior consent to share is required by applicable California law. California residents may, no more than once per calendar year, request information about our disclosures of certain categories of personal information to third parties for direct marketing purposes. To be valid, requests must be submitted to us at
[email protected]. Within thirty days of receiving this request, we will provide a list of the categories of personal information disclosed for direct marketing purposes during the immediately preceding calendar year, along with the names and addresses of the third parties.
Additional Notice California Residents
- Collection and Disclosure of Personal Information
We describe below the categories of personal information collected in the preceding 12 months and, for each category of personal information collected, the categories of sources of that personal information, the business and commercial purposes for collection, and the categories of third parties to whom the personal information is disclosed for a business purpose or commercial purpose.
- Identifiers – including real name, alias, postal address, date of birth, unique personal identifier (such as customer number, telephone number, and cookies, beacons, pixel tags, mobile ad identifiers, or similar technologies), online identifier, internet protocol address, and email address
- Categories of Sources: Directly from customers
- Purposes for Collection: The purpose of collection is to provide your information to third parties with regard to featured offers and advertised services and products
- Demographic Information – including age, gender, ethnicity, education history, employment status, marital status, household size/composition, and household income
- Categories of Sources: Directly from customers and service providers
- Purposes for Collection: Providing customer service; internal research and development; marketing; data analytics; product/service improvement and development
- Categories of Third Parties: Service providers
- Commercial Information – including records of products or services purchased or other purchasing or consuming histories or tendencies
- Categories of Sources: Directly from customers and from service providers
- Purposes for Collection: Providing customer service; processing or fulfilling orders and transactions; marketing; data analytics; product/service improvement and development; internal research and development; detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and administration of claims and handling of customer incidents
- Categories of Third Parties: Service providers
- Internet or Other Electronic Network Activity Information –including browsing history, search history, information regarding a customer’s interaction with an internet website, application, or advertisement, and information customers post or make available on social media or other public-facing websites or mobile applications
- Categories of Sources: Directly from customers, from service providers, and from social media or other public facing websites or mobile applications
- Purposes for Collection: Providing customer service; marketing; data analytics; product/service improvement and development; internal research and development; detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, auditing related to a current interaction with a customer and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance with this specification and other standards; and debugging to identify and repair errors that impair existing intended functionality
- Categories of Third Parties: Service providers
- Geolocation Data
- Categories of Sources: Directly from customers (via their browsers)
- Purposes for Collection: Providing customer service
- Categories of Third Parties: Service providers
- Questionnaire/Survey Responses
- Categories of Sources: Directly from customers and from service providers
- Purposes for Collection: Providing customer service; marketing; data analytics; product/service improvement and development; and internal research and development
- Categories of Third Parties: Service providers
- Other – Any other information a customer has provided to us in connection with a customer service request or issue, a claim or incident, or otherwise
- Categories of Sources: Directly from customers
- Purposes for Collection: Providing customer service; administration of claims and handling of customer incidents; and any other purpose relevant to the reason that the information was provided
- Categories of Third Parties: Service providers, insurers, and any other third party relevant to the reason that the information was provided
Any of the categories of personal information described above may be collected from, and/or shared with, our affiliates. And, we may use and disclose any of the categories of personal information described above:
- as necessary to comply with legal obligations;
- in response to subpoenas or other legal process or, if in our good faith opinion, such disclosure is required by law;
- at the request of governmental authorities conducting an investigation;
- to pursue or defend against legal actions or claims;
- to protect the rights, property, life, health, security, and/or safety of us or any third party; and
In addition, we may collect and use any other personal information for any other purpose, and share it with any other third party, with your consent or at your direction.
- Notice of Financial Incentive
In certain cases, we may offer a financial incentive in exchange for your response to a survey that seeks feedback about Senior Shopper, information about your product or service interest, and, in some cases, demographic information. You may opt in to receive that financial incentive by completing the survey and any related requirements. If you do not want to receive the financial incentive, you may elect to not complete the survey.
Access/Deletion
California customers have the right to request:
- that Senior Shopper disclose what personal information about them that we collect, use, and disclose, including the specific pieces of the personal information about them that we have collected (referred to as an “access request” or a “request to know”); and
- that Senior Shopper delete the personal information about them collected or maintained by Senior Shopper.
California customers may submit an access or deletion request (each, a “California Consumer Rights Request”) to
([email protected]). Before we can begin fulfilling a request, we will need to verify your identity by validating that you have control over the email address that was provided with the request. To do so, we will send a verification email asking you to click a link to verify your identity. In limited cases, we may request additional information to verify your identity.
When submitting a request, you or your agent will need to:
- Provide your zip code, name, email address, and phone number when prompted by the online request form or the Customer Care representative.
- Provide (as to an agent) their own name and email address, a statement indicating that they are acting as an authorized agent to submit a request on your behalf, and, if applicable, a statement indicating that you have provided them with a power of attorney that is valid under California law. That information should be included in the request or, if the request is made by phone, that information should be provided to the Customer Care representative.
After the agent has submitted the request, you will receive an email asking you to verify your identity. After you verify your identity, we may follow up with you and/or your agent to gather any additional information we need to fulfill the request.
In accordance with California law, we have a policy of responding to only two access requests from a customer in a 12-month period.
Non-Discrimination
In addition, you have a right to not receive discriminatory treatment by Senior Shopper for the exercise of the privacy rights conferred by California law.
Opt Out of Certain Data Sharing
California law permits customers in California to request certain details about how their information is shared with third parties and, in some cases, affiliates, for those third parties’ and affiliates’ own direct marketing purposes. Under the law, a business must either provide this information or permit California customers to opt in to, or opt out of, this type of sharing.
We may from time to time elect to share certain information about you collected by us on the Service (as defined in the Privacy Notice) with third parties or affiliates for those third parties’ or affiliates’ own direct marketing purposes. If you are a California resident, you may opt out of such future sharing of your personal information (as defined by the California Shine the Light Act) and/or request information about our compliance with this law by contacting us at
[email protected]. Any such request must include "California Privacy Rights Request" in the first line of the request and include your name, street address, city, state, and ZIP code. Please note that we are only required to respond to one request per customer each year, and we are not required to respond to requests made by means other than through this email address or mail address.
If you have questions or concerns about Senior Shopper' privacy policies and practices, you may contact us using the contact information
[email protected]
Visitors outside the United States
This Privacy Policy is intended to cover collection of information on our Site from residents of the United States. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. By visiting our site or using our Services, you acknowledge and agree that your information may be transferred to our facilities and those third parties with whom we share it as described in this Privacy Policy, regardless of the laws of your residence country.
Questions and Suggestions
If you have any questions, concerns or suggestions about our Privacy Policy, you may contact us by sending an email to:
[email protected].
Changes to this Privacy Policy
We reserve the right to make changes to this Privacy Policy at any time. If there are material changes to this Privacy Policy or in how we will use your personal information, we will prominently post notice such changes on the Site. However, you should check this Privacy Policy each time you use the Site to ensure you are aware of any changes in our privacy practices. Our Privacy Policy will indicate the date it was last updated. Your continued use of our Site after we have posted any Privacy Policy changes indicates your agreement to the changes unless you notify us otherwise.
Your Agreement
By using the Site, you signify your assent to this Privacy Policy. If you do not agree to this policy, please do not use any portion of the Site. When you submit your email address or other information through the Site, you are authorizing us to share information with our business partners, who may contact you by phone, email, or mail. If you do not want further communication from them, please notify the partner directly.
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